ISLAMIC WELFARE LOAN

ISLAMIC WELFARE LOAN 2024

HALAL SOCIAL LOAN ISLAMIC WELFARE LOAN ISLAMIC SOCIAL FINANCE

Islamic welfare loan is by definition a halal social funding facility that grants for essential personal and household needs to assist Muslim families and individuals with low incomes and living on benefits.

An Islamic welfare loan is intended to provide Muslim financial aid to people who are Muslims and who have no other funding alternatives than those from social organizations applying Islamic finance.

The halal social loan seeks to finance projects with a social vocation and which contribute to the economic and financial promotion of Muslim populations whose financial and social situation is unstable.

The Islamic social finance is an initiative organized by Muslim social organizations which enables the Muslim community with financial difficulties to receive Islamic social funding and is dedicated to providing access to socially disadvantaged Muslims to social loans that are sharia compliant.

Muslim social financing follows the principles of Islamic Sharia in the sense that usury, for instance the application of interest rates is prohibited (haram) and that charity is a fundamental pillar of Islam.

The halal social loan, even if it follows the principles of financing of Islam, is not reserved exclusively for borrowers of Islamic faith, but it is also open to people of other faiths.