Trace the goods from supplier payment to local sale
Importers should identify the supplier, merchandise, purchase currency, shipping terms and local customers expected to buy the stock. Islamic asset financing requires a coherent ownership and resale sequence, especially when goods are still overseas. Provide invoices and trade documentation rather than relying solely on a projected margin. Confirm that the financier accepts the transaction's goods, counterparties and countries, and that customs or product restrictions will not prevent lawful delivery.
Include landed costs and a slower sales scenario
Freight, duties, inspection, storage and currency movements can materially reduce the apparent purchase margin. Budget these items and explain responsibility for damage or non-delivery during transit. A finance payment may become due before stock is sold, so assess realistic inventory turnover and customer credit terms. Disclose existing trade facilities and supplier title rights, allowing funders to understand which assets and receivables are genuinely available to support the new transaction.